Our Services

Insurance

No one knows what the future will hold, which is why risk management is so important. Whether you’re looking to protect your family if you’re no longer around or want to minimize the financial impact of a devastating illness or aging, planning for risk should be an essential part of your financial plan. Your investment advisor will help you explore the available options – and regularly review it so it matches your evolving needs.

Life Insurance
A life insurance policy lets you protect and take care of your family financially when you’re not there to do it. With life insurance, you can rest assured that your family will likely be able to pay off the mortgage, finance your children’s education and protect your retirement plans. Your BCU Investment Advisor will help you select the right policy for your family and your financial goals, along with the right amount to ensure you and your loved ones are protected.

Long-term Care and Disability Insurance
If you or a family member needs long-term care due to a prolonged disability, natural aging or an accident, the financial burden can be disastrous without the proper protection. In fact, average long-term care can range from $38,220 to $75,190 per year.** Long-term care and disability insurance can help you project your financial future.

Long-term Care insurance covers services such as:

• Nursing home care
• Home health care
• Services in assisted living facilities
• Adult day care
• House cleaning services
• Meal preparation

**Genworth 2010 Cost of Care Survey, April 2010, Home Care Providers, Adult Day Health Care Facilities, Assisted Living Facilities and Nursing Homes.